F.I.R.E

Having the option to have the financial independence to retire early is true freedom. You will not be forced to do things you don’t want or like just because you need the salary and benefits from the job.

Monthly financials 1022

Monthly Financials – October 2022

Here are my monthly financials for October 2022. Top 3 Income Sources Affiliate & Referrals – S$600 Although the number of referrals dropped but it is still higher than expected. This month’s referral is actually S$645 but for easy calculation’s sake, I will shift S$45 to October. If you still have not signed up for …

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trust bank increases interest rates

Trust Bank Increases Interest Rates From 1 November 2022

From 1 November 2022, Trust Bank has significantly increased its interest rates to stay competitive and reflect the growing interest environment. If you are still on the fence about whether to get a Trust Bank Account, this interest rate increase and their sign-up bonuses can be quite attractive. Disclosure: This blog entry contains referral links …

Trust Bank Increases Interest Rates From 1 November 2022 Read More »

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Monthly financials 0922

Monthly Financials – September 2022

Here are my monthly financials for September 2022. Top 3 Income Sources Affiliate & Referrals – S$1,200 The Trust Bank referral programme is very successful and I have many users sign up using my referral code. I was lucky enough to get my article ranking in the top few results for Google. Out of this …

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let it rot quiet quitting lying flat

“Let It Rot” And “Quiet Quitting” – The New “Lying Flat”?

Let it rot? Quiet quitting? I recently came across these two new terms that are related to the great resignation / lying flat movement. Essentially the working class is unhappy with their current situation and it gives rise to these movements as a middle finger to the system. We will look at the various terms …

“Let It Rot” And “Quiet Quitting” – The New “Lying Flat”? Read More »

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queueing-for fixed deposits why not get into SSBs

Queueing For Fixed Deposits? Why Not Get Into SSBs?

I just saw the news that there was a four-hour queue to put their money into fixed deposits. Interest rates are rising and banks are increasing interest rates to attract funds. Why are people queueing up for such long hours when we can apply for Singapore Saving Bonds online with comparable rates? If you see …

Queueing For Fixed Deposits? Why Not Get Into SSBs? Read More »

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trust bank sign up ntuc voucher breakfast set 9YA868HD

Trust Bank Sign Up – Free $35 NTUC eVoucher – Referral Code – 9YA868HD

Trust Bank Singapore is a digital bank backed by Standard Chartered and FairPrice Group. They currently have very attractive sign-up bonuses that you can get within an hour (including time for signing up!). Read on to find out how! Update 30/9/2022: The promotion for the free rice ended on 15 September 2022. The promotion for …

Trust Bank Sign Up – Free $35 NTUC eVoucher – Referral Code – 9YA868HD Read More »

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Monthly financials 0822

Monthly Financials – August 2022

Here are my monthly financials for August 2022. Top 3 Income Sources Government Grants – S$700 This is from the GST payout. I finally got my first GST payout despite not working since 2020. Interest – S$183.05 This is made up of the coupon payments from Singapore Savings Bond and interest from Singlife and Dash …

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Monthly financials 0722

Monthly Financials – July 2022

Here are my monthly financials for July 2022. Top 3 Income Sources Interest – S$317.26 This is made up of the coupon payments from Singapore Savings Bond and interest from Singlife and Dash PET. Singlife and Dash PET have not increased their rates even though the interest rates have been rising. The contribution of Singlife …

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cheapest funeral in Singapore body donation

Cheapest Funeral In Singapore – Body Donation

I have always wanted to write something about the cheapest way to handle our death in Singapore. I thought that sea burial and inland ash scattering were two of the cheapest methods of handling ashes after cremation. However, I came across the option of body donation to medical schools, a free “funeral” option for individuals. …

Cheapest Funeral In Singapore – Body Donation Read More »

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best ways to spend lifesg credits

Best Ways To Spend Your LifeSG Credits (Updated With Cash Option)

NS turns 55 in 2022 and they are giving out NS55 Recognition Packages to NSFs and NSmen that give us S$100 in LifeSG credits and 1 year of free SAFRA or HomeTeamNS membership. The credits are given to reward NS men for their contribution to the country. Of course, cash is best but credits are …

Best Ways To Spend Your LifeSG Credits (Updated With Cash Option) Read More »

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