Having the option to have the financial independence to retire early is true freedom. You will not be forced to do things you don’t want or like just because you need the salary and benefits from the job.
A Singapore-based MLM recently held a dinner for its 26,000 employees and distributors in Taiwan that supposedly cost S$4.35m. I actually attended a “concert” in 2018 by the same company with a couple of my friends as they had free tickets. The first two hours are actually used to celebrate the achievements of the top […]
Asked To Join Or Buy From A “Legal” MLM? Factors To Consider Read More »
We have individuals min-maxing CPF to give themselves a fat retirement while we also have individuals complaining that the government wants to control their hard-earned money in CPF. Generally, the former has CPF as one of their multiple pillars for retirement while the latter will have to depend on CPF and cash savings. There won’t
CPF Is A Useful Tool For Us Irrational Humans Read More »
Here are my monthly financials for March 2023. Top 3 Income Sources Interest – S$1,476.11 This is interest from Tbill, Trust Bank and coupon payments from SSB. Dividends – S$271.49 This is dividends from IREIT and AIMS APAC. Government Grant – S$200 I managed to pass my first IPPT in my last IPPT window. You
Monthly Financials – March 2023 Read More »
Trust Bank has a base interest rate of 1.5%. When we have 5 confirmed eligible purchases using the Trust card, we can start getting bonus interest of 0.5% – 1%. In the blog, I will share with you the Shopee 1 Cent Voucher hack that I have been using to achieve the bonus interest as
Trust Bank Bonus Interest – Shopee 1 Cent Voucher Hack Read More »
Here are my monthly financials for February 2023. Top 3 Income Sources Interest – S$564.37 This is interest from Trust Bank and coupon payments from SSB. Merch Sales – S$79 I received US$62.99 worth of commissions from selling merch on TeePublic and Redbubble. If you like to find out more about selling merch, you can
Monthly Financials – February 2023 Read More »
Here are my monthly financials for January 2023. Top 3 Income Sources Interest – S$378.98 This is interest from Trust Bank and coupon payments from SSB. Dividends – S$300.76 This is from dividends from the STI index. Affiliate & Referrals – S$178 I actually managed to get 9 additional sign-ups for Trust Bank. Trust Bank
Monthly Financials – January 2023 Read More »
This blog post marks the end of the second year of running this website. This is the 2022 year in review for Consume Less Life. Number Of Articles Posted I post 114 articles in 2022, averaging 2.19 articles a week. The amount has greatly increased this year as I started publishing “weekly free stuff to
Consume Less Life’s Year In Review – 2022 Read More »
Here are my monthly financials for December 2022. Top 3 Income Sources Clinical Trial – S$1,700 This is payment for a clinical trial I just did. Government Grants – S$700 This is from the GST pay out, S$500 from Cost-of-Living Special Payment and S$200 from Assurance Package Cash Payout. Affiliate & Referrals – S$686.91 For
Monthly Financials – December 2022 Read More »
Here are my monthly financials for November 2022. Top 3 Income Sources Affiliate & Referrals – S$300 This month’s referral is actually S$325 but for easy calculation’s sake, I will shift S$25 to December. If you still have not signed up for a Trust Bank account, you can check out how to get the sign-up
Monthly Financials – November 2022 Read More »
Here are my monthly financials for October 2022. Top 3 Income Sources Affiliate & Referrals – S$600 Although the number of referrals dropped but it is still higher than expected. This month’s referral is actually S$645 but for easy calculation’s sake, I will shift S$45 to November. If you still have not signed up for
Monthly Financials – October 2022 Read More »
