Personal finance can be daunting. We can take small steps to start taking control of your personal finances and work towards achieving your goals.
I noticed that the amount of premium I was paying for my Singlife Group Term Life and Personal Injury plan dropped significantly in January 2023 and realized that the premiums have dropped. It is strange that no announcement was made that the premiums have dropped. I don’t have the old policy documents to compare the …
Singlife Reduces Premiums For MINDEF & MHA Group Insurance Starting January 2023 Read More »
Here are my monthly financials for January 2023. Top 3 Income Sources Interest – S$378.98 This is interest from Trust Bank and coupon payments from SSB. Dividends – S$300.76 This is from dividends from the STI index. Affiliate & Referrals – S$178 I actually managed to get 9 additional sign-ups for Trust Bank. Trust Bank …
Eating at home can help bring down our food costs but even eating at home is getting more expensive. By taking advantage of house brands, we can bring down the cost of our groceries. While the prices are generally lower, there are certain cases when it makes more sense to purchase the more expensive alternative. …
Bigger Savings – List Of Local Grocery And Supermarket House Brands Read More »
This blog post marks the end of the second year of running this website. This is the 2022 year in review for Consume Less Life. Number Of Articles Posted I post 114 articles in 2022, averaging 2.19 articles a week. The amount has greatly increased this year as I started publishing “weekly free stuff to …
Here are my monthly financials for December 2022. Top 3 Income Sources Clinical Trial – S$1,700 This is payment for a clinical trial I just did. Government Grants – S$700 This is from the GST pay out, S$500 from Cost-of-Living Special Payment and S$200 from Assurance Package Cash Payout. Affiliate & Referrals – S$686.91 For …
After Moomoo and Tiger Brokers, now we have the new kid on the block, Webull, giving out sign-up rewards. Unlike Moomoo and Tiger Brokers who took about 7-11 days, Webull’s entire sign-up to withdrawal process took me 34 days. I waited for a few months before opening the account as I was waiting for my …
Webull Welcome Reward – 34 Days From Account Creation To Withdrawal Timeline Read More »
Here are my monthly financials for November 2022. Top 3 Income Sources Affiliate & Referrals – S$300 This month’s referral is actually S$325 but for easy calculation’s sake, I will shift S$25 to December. If you still have not signed up for a Trust Bank account, you can check out how to get the sign-up …
Here are my monthly financials for October 2022. Top 3 Income Sources Affiliate & Referrals – S$600 Although the number of referrals dropped but it is still higher than expected. This month’s referral is actually S$645 but for easy calculation’s sake, I will shift S$45 to November. If you still have not signed up for …
From 1 November 2022, Trust Bank has significantly increased its interest rates to stay competitive and reflect the growing interest environment. If you are still on the fence about whether to get a Trust Bank Account, this interest rate increase and their sign-up bonuses can be quite attractive. Disclaimer: This is not an endorsement of …
Trust Bank Increases Interest Rates From 1 November 2022 Read More »
Moving away from cash is a great thing. Both consumers and businesses benefit from accepting e-payments. In comes lifestyle payment apps. These lifestyle payment apps provide the ability to make e-payments but at a whole different level. On top of the benefits that these lifestyle payment apps bring, there are also costs to both consumers …
Are Lifestyle Payment Apps Really Good For Consumers And Businesses? Read More »
