Personal Finance

Personal finance can be daunting. We can take small steps to start taking control of your personal finances and work towards achieving your goals.

bigger savings list of supermarket house brands

Bigger Savings – List Of Local Grocery And Supermarket House Brands

Eating at home can help bring down our food costs but even eating at home is getting more expensive. By taking advantage of house brands, we can bring down the cost of our groceries. While the prices are generally lower, there are certain cases when it makes more sense to purchase the more expensive alternative. …

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consume less life year in review 2022

Consume Less Life’s Year In Review – 2022

This blog post marks the end of the second year of running this website. This is the 2022 year in review for Consume Less Life. Number Of Articles Posted I post 114 articles in 2022, averaging 2.19 articles a week. The amount has greatly increased this year as I started publishing “weekly free stuff to …

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Monthly financials 1222

Monthly Financials – December 2022

Here are my monthly financials for December 2022. Top 3 Income Sources Clinical Trial – S$1,700 This is payment for a clinical trial I just did. Government Grants – S$700 This is from the GST pay out, S$500 from Cost-of-Living Special Payment and S$200 from Assurance Package Cash Payout. Affiliate & Referrals – S$686.91 For …

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webull welcome rewards sign up bonus

Webull Welcome Reward – 34 Days From Account Creation To Withdrawal Timeline

After Moomoo and Tiger Brokers, now we have the new kid on the block, Webull, giving out sign-up rewards. Unlike Moomoo and Tiger Brokers who took about 7-11 days, Webull’s entire sign-up to withdrawal process took me 34 days. I waited for a few months before opening the account as I was waiting for my …

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Monthly financials 1122

Monthly Financials – November 2022

Here are my monthly financials for November 2022. Top 3 Income Sources Affiliate & Referrals – S$300 This month’s referral is actually S$325 but for easy calculation’s sake, I will shift S$25 to December. If you still have not signed up for a Trust Bank account, you can check out how to get the sign-up …

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Monthly financials 1022

Monthly Financials – October 2022

Here are my monthly financials for October 2022. Top 3 Income Sources Affiliate & Referrals – S$600 Although the number of referrals dropped but it is still higher than expected. This month’s referral is actually S$645 but for easy calculation’s sake, I will shift S$45 to November. If you still have not signed up for …

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trust bank increases interest rates

Trust Bank Increases Interest Rates From 1 November 2022

From 1 November 2022, Trust Bank has significantly increased its interest rates to stay competitive and reflect the growing interest environment. If you are still on the fence about whether to get a Trust Bank Account, this interest rate increase and their sign-up bonuses can be quite attractive. Disclaimer: This is not an endorsement of …

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lifestyle payment apps good for consumers and businesses

Are Lifestyle Payment Apps Really Good For Consumers And Businesses?

Moving away from cash is a great thing. Both consumers and businesses benefit from accepting e-payments. In comes lifestyle payment apps. These lifestyle payment apps provide the ability to make e-payments but at a whole different level. On top of the benefits that these lifestyle payment apps bring, there are also costs to both consumers …

Are Lifestyle Payment Apps Really Good For Consumers And Businesses? Read More »

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ads on record home prices

Ads On Record Home Prices – Agents Are The Real Winners

Have you come across ads telling you to sell your home? These ads can come in both physical and digital forms. Every few weeks I will see flyers either in the letterbox or directly kiapped at my gate. The ad that prompted me to write this is a YouTube ad by a property agent encouraging …

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Monthly financials 0922

Monthly Financials – September 2022

Here are my monthly financials for September 2022. Top 3 Income Sources Affiliate & Referrals – S$1,200 The Trust Bank referral programme is very successful and I have many users sign up using my referral code. I was lucky enough to get my article ranking in the top few results for Google. Out of this …

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