Personal Finance

Personal finance can be daunting. We can take small steps to start taking control of your personal finances and work towards achieving your goals.

DBS Scrip Dividend Maximizing Value With The Rounding Exploit

DBS Scrip Dividends – Maximizing Value With The Rounding Exploit

Due to Covid, DBS has lowered the dividend payout since August 2020. They also introduced the Scrip Dividend Scheme which provides shareholders with the option of receiving their dividends in the form of shares instead of cash. In this article, I will talk about how I maximize the amount of value and dividend yield received …

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Signing Up For That Free Insurance- Think Again

Signing Up For That Free Covid-19 Vaccine Insurance? Think Again

I first came across “free” insurance a number of years ago. I cannot remember the details exactly but it is where an insurance company provides coverage if you lose your EZ-link card within a short period of time e.g. 1 year. In this article, we will use the free covid-19 vaccine insurance as an example. …

Signing Up For That Free Covid-19 Vaccine Insurance? Think Again Read More »

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Tiger Brokers Free Share – 11 Days From Account Creation To Withdrawal Timeline

Curious how long does it take for the entire timeline of account creation to cash withdrawal to get the free share from Tiger Brokers? Read on. Brokers are sparing no expenses in attracting new signups by giving out free shares and more. I only decided to sign up after my friend verified that the original …

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Moomoo By FUTU Free Share – 7 Days From Account Creation To Withdrawal Timeline

Wondering how long does it take for the entire timeline of account creation to cash withdrawal to get the free share from moomoo? Read on. Signing up for an account with a broker for the rewards in all the hype now. I have to say that the rewards are really attractive. I only decided to …

Moomoo By FUTU Free Share – 7 Days From Account Creation To Withdrawal Timeline Read More »

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Managing Expenses And Saving Money With PAIR

All of us make impulse buys. We sometimes look back and wonder why we make that purchase in the first place. In order to manage expenses, I came up with PAIR, a purchase evaluation checklist that you can mentally go through whenever you make a purchase. While the checklist is not foolproof, it is a …

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Monthly Financials – January 2021

Disclosure: This blog entry contains affiliate links. This means that I get a commission if you decide to purchase through my links, at no cost to you. This helps pay for my running costs. Please read my affiliate and referral disclosure for more information. Here are my monthly financials for January 2021. It is good …

Monthly Financials – January 2021 Read More »

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