Monthly financials 0323

Monthly Financials – March 2023

Here are my monthly financials for March 2023.


Top 3 Income Sources

Interest – S$1,476.11

This is interest from Tbill, Trust Bank and coupon payments from SSB.

Dividends – S$271.49

This is dividends from IREIT and AIMS APAC.

Government Grant – S$200

I managed to pass my first IPPT in my last IPPT window. You can check out how I did it here.

Top 3 Expense Sources

Investment – S$200

S$200 of it is my monthly DCA into STI ETF using POSB Invest-saver.

Groceries – S$154.34

This is for groceries, all from NTUC as I need to use up my vouchers.

Social Life – S$40

There was a forced auto-renewal for my SAFRA membership and they deducted $40 from my IPPT incentive without any notice. I have written in to ask for a refund. This might also affect you so you can read more about it here.

Money Manager App

I am using an app called Money Manager to track my income and expenses. It is a free tool available on mobile available on Google Play Store and Apple App Store.

As far as I know, the data collected from the app is for tracking the ads you view and interact with on the app.

Please check out their privacy policy on what information they collect and what is it used for.

Personally, the value this app brings to me outweighs the value of the information I provide to them.


Trust Bank Sign Up – Free $35 NTUC eVoucher – Referral Code – 9YA868HD

SAFRA Might Be Silently Taking $40 Away From You Yearly

On a budget? See Free Stuff To Do In Singapore

Check out my Breaking The Marketer’s Code series here

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